Ottawa Home Affordability Calculator

This powerful tool goes beyond simple estimates by factoring in your income, down payment, and monthly debts to provide a realistic and personalized budget. By understanding your true purchasing power, you can focus your search on the right properties, avoid disappointment, and move forward with a strong financial foundation for your future home.

Ottawa Home Affordability Calculator

CMHC • Stress Test • Payment Options • Affordability

Results

Mortgage Payment$0
Stress Test Payment$0
CMHC Premium$0
Property Tax$0
Condo Fees$0
Total Monthly Cost $0
Affordability Status—
Stress test uses greater of 5.25% or contract + 2%. Affordability based on 39% GDS / 44% TDS guidelines.
Ruby Xue
Ruby Xue
Ottawa Real Estate Advisor
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Your Next Step: From Calculation to Confidence

Ottawa's most trusted real estate agent

You now have a powerful starting point. The next step is to turn this estimate into a formal pre-approval, which gives you the leverage to make a winning offer. Let's connect you with our trusted mortgage partners and build a personalized strategy to find the perfect home within your budget.

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.